RISK MANAGEMENT - Life Insurance

Mortgage Insurance

WHY INSURE RISK?

• The priority is to cover your risk exposures to protect you and your family from financial ruin

WHY INSURE AGAINST THE RISK OF DYING?

• It is imperative to protect our income if you were to die.
• Your dependents, your spouse and children will be destitute if your income is not protected.
• Your mortgage payment or rent is paid out of our income.
• Your food, clothing, traveling expenses, heating, etc. is paid for out of our income.

LIFE INSURANCE PROVIDES CASH FOR YOUR FAMILY IF YOU WERE TO DIE.

• Your income earning ability is your MOST VALUABLE ASSET.
• How would your family cope if you were to suddenly died?