Group benefits don't have to end at retirement

Act quickly to ensure uninterrupted coverage
Jack is looking forward to his early retirement – but he is a bit nervous about losing the valuable extended health-care benefits provided by his employer.

In a wide-ranging discussion about his early retirement plans, Jack's financial advisor told him about a very important conversion product that can provide him and his family with a supplemental health insurance plan that offers uninterrupted health benefits coverage. Basically, the advisor explained, even after Jack's employment ends, his health and dental coverage doesn't have to. Regardless of who provides his group health and dental coverage at work, there is an insurance product available that allows Jack to maintain many of the benefits he currently enjoys with his employer.

As long as Jack applies within 60 days of the loss of his group health and dental plan, he can obtain uninterrupted coverage. His acceptance is guaranteed – no medical questionnaire is necessary. What could be easier? The more Jack learned about this option, the more he liked it. With his advisor's help, he can select the health insurance plan that best suits him and his family. He can choose from four different levels of plan coverage – from basic to premiere.

Regardless of which plan he selects, he will enjoy inexpensive health protection, including coverage for dental expenses, such as cleanings, fillings, extractions and examinations. Payment for coverage towards prescription drugs, vision care, home support services, ambulance services, prosthetic appliances such as splints and casts, and much more. Two of the four plans also offer coverage for dental care expenses such as cleanings, fillings, extractions and examinations. All these benefits are available to Jack through a single, comprehensive health and dental conversion product.

If your employer-provided benefits are coming to an end because you're changing jobs, your children are no longer eligible on your group plan or you're retiring, coverage is still available.